Our construction lawyers work collaboratively with our client’s risk managers, in-house counsel, and insurance agents to ensure the proper insurance is in place for the project. We provide guidance on insurance requirements in owner contracts with design professionals and contractors including the following forms of insurance: commercial general liability (CGL) insurance, excess and umbrella CGL insurance, additional insured endorsements, worker’s compensation, pollution insurance, professional liability insurance, owner controlled insurance programs (OCIPs), contractor controlled insurance programs (CCIPs), cyber insurance, and builder’s risk insurance. We alert our clients to the limitations of the insurance policies and available endorsements that may provide more expansive coverage.

We counsel our owner and general contractor clients on whether to require performance and payment bonds with their lower tier contractors. We also provide guidance regarding subguard default insurance (SDI) and other mechanisms to plan for subcontractor default.