Our team regularly represents national commercial banks and local community banks, including KeyBank, N.A., The First, N.A., Bank of America, Bangor Savings Bank, Machias Savings Bank and Northeast Bank, and other secured parties in all manner of commercial and consumer collection actions (including replevin actions and state court receiverships), workout and foreclosure matters (including civil action and statutory power of sale foreclosures and UCC secured party sales), Chapter 11 reorganizations, Chapter 7 liquidations and Chapter 13 wage earner cases.

We are experienced in negotiating, documenting and obtaining bankruptcy court approval of debtor-in-possession loans and bankruptcy "exit" financings, preparing and implementing agreements to use cash collateral and provide adequate protection of interests in collateral, reaffirmation agreements, litigating contested cash collateral, relief from stay and adequate protection motions, and contesting plan confirmations. In addition, we are often called on to develop and implement "exit strategies" for commercial lenders and other secured parties, including creditor plans of liquidation. We routinely negotiate settlements of claims and litigate objections to allowance of claims.